If someone else’s negligence leaves you or a family member injured or disabled, you are probably facing mounting expenses – and may be afraid to even consider hiring a personal injury lawyer due to the perceived additional cost. How can an average person possibly gather enough money to stand up against big insurance companies and…
In everyday life we all rely on our insurance company to come through for us, to cover us and pay our claim when we make one. Why else would we pay so much in monthly insurance bills? The point of insurance is to cover us when something goes wrong. We pay the insurance companies to…
Motorcycle Wrecks Can Be Devastating With the increase in the use of cell phones and other electronic devices to text, tweet, and engage in any number of social media interactions, wrecks caused by distracted driving are on the rise. Unfortunately, motorcyclists are more vulnerable to the dangers caused by distracted drivers on the road and…
What is a Cooperation Clause? The purpose of a cooperation clause is to allow the insurance company to obtain more information about the circumstances behind a claim. Since the insured party usually will have more detailed information about what happened and what their losses are, homeowners typically must work with the insurance company’s investigators throughout…
Most homeowners policies include several types of “special” or “additional” coverages, which provide over-and-above coverage for our home and personal property. These special circumstances and additional coverages will provide compensation for items such as debris removal, landscaping, animal and insect damage, antique coverage and updates for city code compliance. Debris removal typically qualifies as additional coverage…
When a home is damaged to the point of being uninhabitable, the insurance company is usually responsible for paying the homeowner’s expenses to live somewhere else. Under most policies, the insurance company must pay for the homeowner to live in a similar (type and quality) home to the insured property that was damaged or destroyed….
When Your Insurance Company Avoids Its Obligation to Investigate a Claim or Provide Proper Compensation, or Improperly Delays a Claim Like most people, you probably buy insurance to cover some of the bad things that can happen in your everyday life or business, such as: Health and medical insurance Life insurance Homeowner’s or renter’s insurance…
When disaster strikes our homes, we expect the insurance company to do their best to help us through the process. Unfortunately, that’s not always the case. Many times, the information coming from the insurance company can be misleading. To keep us fully informed, the following are five things Homeowner’s Insurance companies don’t want us to know:…
What is Insurance Bad Faith? Bad Faith Insurance Practices occur when your insurance company delays payment of your claim, or refuses to pay your claim, for no good reason. Your insurance company has a duty to make a full investigation of your claim and pay your claim within a reasonable amount of time, and to treat…
A new chapter in the Biloxi legal community is taking place with the official opening of Van Cleave Law under the direction of Christopher C. Van Cleave. Van Cleave Law is modeled on providing the very best legal service to people who have been hurt, wronged or taken advantage of. Christopher C. Van Cleave, an attorney…
